AML Policy

AML Policy and General Crypto Deposit Rules – Buy-Bitcoin

Buy-Bitcoin.io applies Anti-Money Laundering and Counter-Terrorist Financing measures (AML/CFT), complies with applicable regulations, and prevents any attempts to use the service for unlawful purposes.

1Application Requirements
  • Personal transfers: We recommend making transfers primarily for your own benefit. When sending funds to a third party, the Client confirms access to the recipient and assumes responsibility for such transfer and related risks.
  • Accuracy of information: Contact and personal data in the application must be current, complete and accurate.
  • No anonymization: Creating applications via TOR, VPN, anonymous proxies or other anonymizing connections is prohibited.
  • Disclosure: Information may be provided to competent authorities upon lawful request, court order, or at the request of payment system administrations.
2AML Check and Risk Levels (Risk Score)

The service performs automated analysis of each transaction and assigns a risk level.

Risk LevelScoreStatus / Action
Low0% – 25%Allowed
Medium25% – 60%Allowed
High Medium60% – 70%Likely rejection
High70% – 100%Not allowed
Important: An application is rejected if overall risk exceeds 60% or if specific categories (markers) exceed 5/100.

Prohibited categories (markers):

  • Gambling / Betting
  • Darknet Market
  • Black Market Services
  • Scam / Fraud
  • Mixer / Tumbler / Privacy tools
  • Ransomware
  • Malware
  • Terrorist Financing
  • Sanctioned Addresses
  • Stolen Funds / Hack / Exploit
  • Child Abuse / Human Trafficking

Direct transfers from the following platforms are prohibited: Bitpapa, NetEx24.net, Commex, Garantex, Hydra, Blender.io, Lazarus Group, Genesis Market, ChipMixer, Shinbad.io, Capitalist, Rapira, Cryptomus, Grinex and other similar services.

3Preliminary Address Check

The Client may check the sending address in advance at: https://buy-bitcoin.io/ru/aml-checker.

  • You must be a registered user of the website.
  • You must purchase the required number of checks in your account.

After the check is completed, the Client may send the results to the operator via the website chat to approve the transaction.

4Refund Procedure and KYC

If a transfer is classified as High Risk Score, the application processing is suspended. The Client may choose:

  • to complete KYC (identity verification);
  • to request a refund with network fee deduction.
Technical requirement for USDT refunds: For TRC-20, ERC-20 and BEP-20 networks, the sending address must have a native asset (TRX / ETH / BNB) to pay gas. Recommended reserve — equivalent to 2–3 USDT.

High-risk refunds are processed within up to 48 hours. Refund requests are accepted only from the email specified in the application.

5Sanctions and Geography

Transactions with individuals and entities listed under OFAC, UN, EU and Canadian sanctions are prohibited. FATF-listed jurisdictions are also considered.

Countries with restricted service:

Afghanistan, Angola, Bosnia and Herzegovina, Botswana, Bahamas, Cambodia, Burundi, DR Congo, Central African Republic, Congo, Algeria, Ecuador, Eritrea, Ethiopia, Ghana, Guinea, Guinea-Bissau, Guyana, Haiti, Iraq, Iran, Japan, Kenya, North Korea, Lebanon, Liberia, Libya, Myanmar, Nigeria, Pakistan, Serbia, Russia, Belarus, Sudan, Sri Lanka, Somalia, South Sudan, Syria, Tunisia, Trinidad and Tobago, Uganda, USA, Vanuatu, Venezuela, Yemen, Zimbabwe.

6Final Provisions

It is prohibited to use the service for unlawful activities, fraud, or to circumvent sanctions restrictions.

Buy-Bitcoin.io reserves the right to refuse service, suspend an operation, or refund funds if AML risks are identified. Using the service confirms the user’s acceptance of this AML policy.

Independent AML analyzers may also be used and their results may be considered: chainalysis.com, elliptic.co.

KYC is requested only with justified grounds (stolen funds, sanctioned addresses, terrorist financing). Information may be shared with competent authorities, AML providers and payment systems.

The service may request:

  • identity document (passport, ID card or other official document);
  • photo of the Client holding the document;
  • proof of wallet ownership (screenshots, message signature);
  • source of funds description;
  • proof of funds origin;
  • proof of transaction (txid, screenshots, transaction history).
Buy-Bitcoin.io warns: using the service to launder funds or purchase prohibited goods is forbidden. Any fraudulent activity will be prevented.

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